The honest answer is that it depends. Two light installers can pay very different rates based on what they do, how high they work, and how big the business is. Instead of a flat price, here is what actually moves the number so you know what to expect.
What drives your cost
- Services you offer. Christmas lights, permanent lighting, landscape, commercial, and A/V each carry different risk.
- How high you work. Ground-level work is priced differently than multi-story rooflines. Height is a big factor.
- Revenue. Higher gross receipts usually mean more jobs and more exposure, which affects the price.
- Crew size. More employees can mean workers' comp and higher liability exposure.
- Coverage you pick. A general liability only policy costs less than a package with tools, auto, and umbrella.
- Claims history. A clean record generally helps your rate.
- Policy length. A short-term seasonal policy covers a smaller window than an annual policy, which changes the price.
How to keep the price fair
The best way to get an accurate quote is to be upfront about your work. Tell us the real services you offer, the true maximum height you install from, and your honest revenue. That way the quote reflects your actual business, and there are no surprises later.
Ready for a real number?
The quote form takes just a few minutes. Once you submit it, someone follows up to help you compare options and find coverage that fits your budget and your work.